There are some common rules of thumb, such as maintaining an allocation of 60% stocks and 40% bonds (which is known as the 60 ...

In my 401(k) retirement plan, I’m 82% stocks. I’m 65 and still working. Should I be moving my stocks to bonds? -Bob While ...

A financial advisor can help you determine if you are on track currently and offer suggestions that may help get you back on track if needed.

Spending for the average retiree gradually declines by more than 30% between ages 60 and 85, according to a new J.P. Morgan ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...

Traditionally, investors have been encouraged to move toward bonds as they approach retirement. While stocks have the potential to benefit from capital appreciation and dividends, they can also be ...

Margaret Giles: Hi, I’m Margaret Giles for Morningstar. If you’re like many investors, the up-and-down market of the past few months may have prompted you to question your portfolio’s asset allocation ...

In 2000, two retirees each started with $1 million. One invested 80% in U.S. stocks, the other split assets into a balanced 60/40 mix. Twenty-three years later, the stock-heavy investor would have ...

When planning for retirement, most investors concentrate on what to invest in—stocks, bonds, cash, and other assets. But an equally important, and often overlooked, decision is asset location—which ...

Fear of losing money could actually cost you in retirement. Find out why being too conservative with your life savings can ...