In a now-archived 2010 post on Bitcointalk, Hal Finney cited economist George Selgin as someone who had “worked out the theory of competitive free banking in detail,” noting that Selgin believed such ...

Fractional reserve banking is a cornerstone of modern financial systems, significantly shaping banking practices globally. The concept refers to the practice whereby banks hold only a fraction of ...

Eric Yakes: I’ve been spending a lot of time since the summer just reading news to know how I think Bitcoin “banking systems” will build out. I actually released a research piece and there’s a lot of ...

Fractional reserve banking is the system that lets banks lend out customers’ deposits. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

The gnostic utterances of Jerome Powell, chairman of the American central bank, are these days pored over ever more intently by investors and analysts seeking to divine the future direction of ...

Accounting for unrealized market-value losses on banks’ securities and loan investments caused by the secular increase in interest rates that began in early 2022, I estimate that, as of September 30, ...

KARACHI: Saylani Welfare International Trust’s long-standing efforts toward establishing an interest-free banking system in Pakistan—an initiative led by its founder, Maulana Bashir Farooq Qadri—have ...